What to Consider When Getting a 401k Plan

shopping for a 401k plan

Retirement is an incredibly important part of your financial planning. You absolutely cannot start early enough, but with that being said, it’s never too late! Whether you’ve already begun a savings account or not, you can absolutely begin setting money aside now and reap the benefits later. If you’re employed and your employer offers a…

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What type of bank accounts do you need?

types of bank accounts

Do you still save money under your mattress or bury it underground? If you say yes, you’ve just made it to 6.5% of the Americans who do not have bank accounts. According to Federal Deposit Insurance Corp, 6.5% Americans or 14.1 million American adults do not have a bank account in 2017. But why is…

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2019 Tax Brackets: What You Need to Know to Do Your Taxes

 2019 TAX BRACKETS: WHAT YOU NEED TO KNOW TO DO YOUR TAXES For the uninitiated, filing taxes can get complicated and overwhelming. And one of the most important concepts a law-abiding citizen must understand is tax bracket. The tax bracket is the segmentation of tax rates that you need to pay for in your taxable…

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How Long Do Things Stay On Your Credit Report?

how long do things stay on your credit report

It can be frustrating to have your credit report marred with negative information. But sometimes, it can’t be helped. Even the most conscious of borrowers do make mistakes, whether it’s late or forgotten payment, or running into a financial problem that spiraled into collections, foreclosure, and bankruptcy. It’s worth remembering that whatever you do with…

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Getting the Best Prices for Traveling on a Budget

traveling on a budget

The old cliché that it’s better to buy experiences than things is true for so many of us, but actually being able to afford those experiences is another story. In 2017, 74% of people said they’d gone into debt just to go on a vacation! We desperately need the getaway, but we are spending beyond…

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5 Best Online Brokers for Buying Stocks

best online brokers

We make money in two ways: one is by working as an employee or for yourself as an entrepreneur. The other is making money work for you, by way of investing. Investing is an essential aspect of growing wealth. If you’re keeping all your assets in the bank or store your cash under the bed,…

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7 Ways to Finance a Small Business

how to fund a small business

Any new business requires financing for it to launch, prosper and move forward. Without money, your company will never get off the ground, more so grow and expand over time. It’s a fact that both new and seasoned entrepreneurs have to deal with. As daunting as it may sound to come up with financing for…

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Getting Debt Help from the Right Resources

What can you do when you’re deep in debt? Debt has become a normal part of modern life. From using the credit card for everyday expenses, studying college to getting your first home, it can be said that debt has become quite a staple. It is not surprising to meet another American with some sort…

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5 Ways to Use Credit Cards Responsibly

Use a Credit Card Responsibly to Build Your Credit The credit card is one of today’s most essential financial innovations. Imagine being able to shop with just a piece of card and not have give cash at the checkout counter. The credit card is so incredible for its convenience. But what some people don’t realize…

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