How Long Do Things Stay On Your Credit Report?

how long do things stay on your credit report

It can be frustrating to have your credit report marred with negative information. But sometimes, it can’t be helped. Even the most conscious of borrowers do make mistakes, whether it’s late or forgotten payment, or running into a financial problem that spiraled into collections, foreclosure, and bankruptcy. It’s worth remembering that whatever you do with…

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Getting the Best Prices for Traveling on a Budget

traveling on a budget

The old cliché that it’s better to buy experiences than things is true for so many of us, but actually being able to afford those experiences is another story. In 2017, 74% of people said they’d gone into debt just to go on a vacation! We desperately need the getaway, but we are spending beyond…

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5 Best Online Brokers for Buying Stocks

best online brokers

We make money in two ways: one is by working as an employee or for yourself as an entrepreneur. The other is making money work for you, by way of investing. Investing is an essential aspect of growing wealth. If you’re keeping all your assets in the bank or store your cash under the bed,…

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7 Ways to Finance a Small Business

how to fund a small business

Any new business requires financing for it to launch, prosper and move forward. Without money, your company will never get off the ground, more so grow and expand over time. It’s a fact that both new and seasoned entrepreneurs have to deal with. As daunting as it may sound to come up with financing for…

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Getting Debt Help from the Right Resources

What can you do when you’re deep in debt? Debt has become a normal part of modern life. From using the credit card for everyday expenses, studying college to getting your first home, it can be said that debt has become quite a staple. It is not surprising to meet another American with some sort…

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5 Ways to Use Credit Cards Responsibly

Use a Credit Card Responsibly to Build Your Credit The credit card is one of today’s most essential financial innovations. Imagine being able to shop with just a piece of card and not have give cash at the checkout counter. The credit card is so incredible for its convenience. But what some people don’t realize…

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3 Reasons Why Payday Loans Are So Expensive

Fast cash or payday loans are some of the most accessible financial instruments in the market today. It allows customers to borrow a couple of hundred dollars which are made payable on the next paycheck. Unlike other types of loans, payday loans are the easiest ones to qualify for, making them a seemingly good solution…

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Top 5 Debt Assistance Programs & How They Work

top debt assistance programs

Debt is like the elephant in the room in most American households. It’s so rampant that in 2017, the Federal Reserve says that Americans have an accumulated amount of $905 billion in credit card debt. Meanwhile, the rate of inflation has outpaced the rise in income. Year after year, the price of basic commodities like…

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