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Point based reward travel can be life changing. If you know how to play the game, the credit card rewards can create a way for you to take your dream vacation, essentially, for free. When deciding which cards to use, you’ll need to pay specific attention to their reward programs, but the most important factor…

We’ve probably all experienced what it feels like to deal with an unexpected expense which has thrown us back financially. It can happen at a time when you’re short on cash or when your next paycheck is still several days away. Fortunately, you are not helpless in moments like this. In fact, even if your…

Each time you try to borrow cash from a financing entity or another individual, you are taking out a loan. There are some cases when you only need to pay back the loan back as agreed, but there are also instances when you need to present some sort of security to obtain the loan. The…