King of Kash Review
Good for: Bad Credit Loans, Fast Cash, Easy Approval, Personal Loans, Small Loans, Building Credit
King of Kash Overview
King of Kash has been providing affordable lending services for nearly 40 years and is one of the nation’s fastest growing personal loan providers. Based out of Kansas City, Missouri, King of Kash takes a customer first approach to their lending services and this has led them to provide more affordable installment loans than most banks, credit unions, payday, and title loan providers across multiple states. This wildly unprecedented growth has allowed them to expand their lending operations into six additional states with more on the horizon.
Sometimes people need help to get out of a financial bind, but many struggle with getting approved for a loan because of a bad credit score or poor financial history. The bad credit loans provided by King of Kash help you handle your financial crisis and get back on your feet whether you have good credit or bad credit. You can get the funds you need, when you need them, and get back to living your life without having to worry about your money problems.
King of Kash Services
King of Kash is a premier provider of unsecured personal loans and lines of credit.
King of Kash Personal Loans
A personal loan, also known as a signature loan or installment loan, is an unsecured loan. Don’t let the name fool you. An unsecured loan is just one that does not require any collateral or credit check to qualify. Personal loans will also usually have far lower interest rates than a title or payday loan which makes them easier to pay off. This makes them one of the most accessible and affordable short term loan options. You don’t have to put your car title up as collateral. You don’t have to pawn your possessions.
King of Kash Line of Credit
A line of credit is basically a happy medium between a personal loan and credit card. After applying, you’ll be approved for a specific amount over a specific time frame (like a loan) and you’ll be able to use said money however you wish. As you pay it off, that money will become available again (like a credit card) to be used again and again in a seamless cycle. However, you won’t have a line of credit forever.
Most lenders usually extend a line of credit for a few years and once that time frame nears its end, you’ll be required to pay the remaining balance. Depending on your borrowing needs, a line of credit may be a more effective option than a loan.
King of Kash Loan Details and Statistics
| Loan Amount | $0 - $3000 |
| Loan Duration | 4-12 months |
| Collateral Needed? | No |
| Interest Rates | 100 - 1200% |
| Minimum Credit Score | None |
| Approval Time | Minutes |
| Loan Deposit Time | ~1 business day |
| Late Fees | Yes |
| Insufficient Funds Fees | Varies |
Where does King of Kash Operate?
King of Kash has been providing their best in class lending services throughout the state of Missouri for the last 40 years. They’ve recently expanded their operations into Delaware, Kansas, Mississippi, New Mexico, Utah, and Wisconsin and they are fully licensed to operate in each state and fully complies with all applicable laws and regulations.
King of Kash Loan Process
King of Kash has been providing their best in class lending services throughout the state of Missouri for the last 40 years. They’ve recently expanded their operations into Delaware, Kansas, Mississippi, New Mexico, Utah, and Wisconsin and they are fully licensed to operate in each state and fully complies with all applicable laws and regulations.
Loan Application Requirements
- Government Issued ID
- Verifiable Income
- Debit / Credit Card
- Active Bank Account
- Active Home / Cell Number
How to Apply for a King of Kash Loan
There are three ways to apply for a King of Kash loan; 1) you can use their online application form and fill out your personal information for a quick decision, 2) visit one of their 20+ locations in Missouri, or 3) call their toll free number (800-892-3006) and speak with a personal loan specialist.
King of Kash Review
While they may not be as well known as some of the bigger lending companies / websites for borrowing money, King of Kash is one of those best kept secrets that’s quickly breaking into the Big Leagues by just being plain better than the competition. Where other lending services treat you like a number, King of Kash’s focus is always on you. They understand how stressful it is to be in dire financial straits so they’ve taken considerable measures to make their lending process as quick and painless as possible.
Their lending process is one of the quickest that we’ve come across. You can be approved for a personal loan in, literal, moments and have your money deposited to your account in hours rather than days. On top of that, in the event that you don’t qualify for one of their loans, they provide you with a list of lenders
There are very few restrictions to qualify for one of King of Kash’s personal installment loans. They don’t require collateral nor do they perform traditional credit checks during their loan application process. (Which are two major roadblocks in said process.) Your “lending worthiness” is solely defined by your ability to repay the loan which is great protection for borrowers since you won’t be approved if your finances can’t handle the personal loan.
The ONLY drawback we could find is that the maximum you can borrow is $3,000 which is on the low end of the spectrum when it comes to lending services. But, if you need a small loan, these are the guys you want to go with. There’s a reason why they’ve earned a reputation for being friendly, honest, and convenient.
Is a King of Kash Loan Right for Me?
King of Kash is a great loan provider if you’re in need of a short term loan to handle unexpected expenses or you want to finance a trip, medium sized purchase, or pay off an outstanding loan or debt. They’re an excellent choice if you have bad credit and need cash quickly. However, if you need more than $3,000, you’ll need to look for a different lender. Even with this low lending ceiling, we still give King of Kash a strong recommendation.
